A good way to begin is to go to healthcare.gov. This brings you directly to the Health Insurance Marketplace, where you can find out out how to enroll in your state, and go on from there.
2-minute intro to Obamacare 2015
AskNelly has found this site to be user-friendly. If you need extra help, you can call 1-800-318-2596. We recently called the help number two different times, and each time we were connected with a live person in less than a minute.
Key general benefits of the Affordable Care Act (Obamacare)
• Stops insurance companies from dropping coverage because you get sick
• Adds more preventive care
• Stops insurance companies from denying coverage for pre-existing conditions
• Bans lifetime limits
• Bans annual limits
Key benefits for people over 65
• Medicare guaranteed benefits are protected
• Lowers prescription drug costs
• More preventive care is covered
Health insurance requirement as of 2015
Everyone must have health insurance coverage in 2015 or pay a penalty—either 1% of your income, or $95 per adult ($47.50 per child), whichever is higher. (If you are over 65 you meet this requirement because you are covered by Medicare.)
If you have not yet enrolled but wish to do so
You can still enroll if you have had certain life changes—getting married, having a baby, losing other coverage, or moving—or if you qualify for Medicaid or Children's Health Insurance Program (CHIP). Select your state to get started.